Virginia. Chatham. May 16, 1861. $50.00. The Bank of Pittsylvania. Haxby VA 50-G12a. Serial number 365.
RARE!
Civil war!
PMG Fine 12 Net. Tape repairs on margins on back. A few pin holes not mentioned on the holder. Nice clean presentation for the grade! Good color!
Genuine.
A note about 3rd party grading. PCGS
and PMG do a good job putting a floor on quality within a grade range and have
become proficient in detecting repairs (though occasionally they miss
something, or see something that is not there, as we all can).
Notes housed in Net or Apparent
holders have a wide range of quality from very nice (in rare cases may be
nearly choice) to dogs with major problems, so each needs to be evaluated on
their own.
However, PMG and PCGS focus on
technical grading due to circulation and damage and do not have a mechanism for
evaluating condition or eye appeal – whether a note is average, better than
average, choice or gem for the grade based on its color, trim and margins. The
exception to this are slabbed notes of New or Uncirculated grades to some
degree. This is important as Very Fine, Extremely Fine or AU notes can have a
wide range of values depending on these factors not reflected in the slab
grade. A fully framed Confederate or obsolete note is worth considerably to a
lot more than one that is trimmed into the margin for the same grade. Likewise,
color is important. These factors can affect the value of a note by 50%, 2-1 or
even 3-1, e.g., an AU 58 (PPQ or not) T-20 1861 $20 CSA note trimmed into
the margin is worth between $150 and $300. The same grade, AU 58 (PPQ or
not), with a full frame and good color/inking is worth something like $500
to $1000 depending on eye appeal. I will continue to use the terms plus for
above average, choice and gem to mean varying degrees of superiority of
condition and eye appeal of a note within a grade as documented in my book
which is based on what collectors seek out and pay premiums for.
Pierre Fricke.  Immediate Past President of the Society of Paper Money Collectors;  Professional Numismatists Guild (PNG); Professional Currency Dealers Association (PCDA); ANA, EAC, etc…
BuyVintageMoney.
Author of the standard guide book to Confederate money – Collecting Confederate Money Field Edition 2014.
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